Risk-Free Triple Guarantee

The risk-free Triple Guarantee by The Homeowner Defense Network covers our Loan Disposition Analysis & Report (LDA).


Guarantee #1 = Qualification Guarantee

The LDA provides a window into the bank’s decision making process, so if your LDA says you don’t qualify for Home Affordable Modification Program (HAMP), FlexMod, or the Home Affordable Foreclosure Alternatives (HAFA) program, we’ll rerun your report for free within 90 days, so you can make any necessary adjustments.

Guarantee #2 = Value Guarantee

The median monthly savings for HAMP is approx. $540 and there’s up to $10,000 in relocation assistance through HAFA, so your LDA will pay for itself many times over if you qualify for a permanent HAMP loan modification or the HAFA program.

Guarantee #3 = Accuracy Guarantee

More than ten thousand LDAs have been run, so it’s proven if your LDA says you pass NPV* and the lender says you don’t, the NPV inputs of your LDA are likely different than the values being used by the servicer in their HAMP NPV calculations. As such, we’ll check this for you and rerun your report for free accordingly.

*If the NPV (Net Present Value) is higher for modifying your loan versus not, then your bank should and sometimes must modify.

Get your LDA today and clear up the feeling of uncertainty in only 3 to 5 days!

For more information about The Homeowner Defense Network or our guarantee, please contact us at 717.HOPE.NOW (717.467.3669).

The HDN has the right to alter, change or revoke the above guarantees at any time without notice.